Dental Care Made Easy with Canadian Dental Care Plan in NW Calgary

The Canadian Dental Care Plan helps eligible residents access affordable dental care, especially if they don’t have private insurance and their adjusted family net income is under CAD 90,000.

This includes the Canadian Dental Plan for Seniors, adults, children under 18, and individuals with disabilities.

Here, you’ll learn what CDCP covers, who qualifies, how to apply, and more to help you stay informed about dental initiatives available.

Who Qualifies for CDCP?

To be eligible, you need to meet all four of the following :

  • No private dental insurance (workplace, pension, family plan, or student).
  • Be a Canadian resident for tax purposes.
  • Filed a Canadian tax return last year.
  • Adjusted family net income must be under CAD 90,000.

The phased rollout in 2025 includes seniors (65+), children, those with a Disability Tax Credit, and adults aged 18–64.

By late May, all adults had access to CDCP, for which the coverage started after June 2025.

As of now, all eligible Canadians of all ages can apply for the CDCP.

What Services Does CDCP Cover?

CDCP covers a broad set of oral health services as long as they are clinically needed.

  • Preventive & diagnostic (exam, X‑rays, cleanings, sealants)
  • Restorative (fillings, root canals, extractions)
  • Periodontal (gum treatments, deep cleanings, post‑surgical care)
  • Major dentistry (crowns, dentures, prosthetics)
  • Oral surgery (extractions, cyst/tumour removal, jaw care)
  • Sedation and anesthesia (some require preauthorization)

Since Nov 1, 2024, some treatments, like crowns, dentures, orthodontics, or deep sedation, require prior approval from Sun Life, which is an official CDCP administrator.

How Much Does CDCP Pay?

Coverage is based on your adjusted family net income.

Income Level CDCP Pays You Pay (Co‑pay)
Under CAD 70,000 100% 0%
CAD 70,000–79,999 60% 40%
CAD 80,000–89,999 40% 60%

If your dentist charges a higher fee than the CDCP-established rate (called balance billing), you’ll pay the extra directly.

How to Apply?

Applications are open for all eligible Canadians as of mid‑2025.

  • Apply online via My Service Canada Account (MSCA).
  • Or apply by phone: 1‑833‑537‑4342 (TTY: 1‑833‑677‑6262).
  • Or mail a paper application via Service Canada.
  • Provide SIN, birth date, address, tax documents, and confirmation of no dental insurance.

Once approved, you’ll receive a welcome letter from Sun Life with your coverage start date.

From that date, book treatment with a CDCP provider near you and have them bill Sun Life; your provider handles the paperwork, and you pay only your share.

How Spy Hill Dental Supports CDCP Patients?

Spy Hill Dental Clinic, located at 15 Royal Vista Pl NW, Calgary, is a fully registered clinic that offers the Canadian Dental Care Plan. Here’s how we can assist:

  • Billing Made Easy: We bill Sun Life directly using electronic or paper claims, so you avoid paperwork.
  • Checking Eligibility: We confirm your CDCP eligibility at intake and ensure benefits are active before treatment begins.
  • Pre‑Authorization Assistance: For treatments requiring approval, we handle sending forms and follow-up with Sun Life.
  • Comprehensive Care: We offer everything from check-ups and fillings to crowns, bridges, sedation, root canals, implants, Invisalign, and emergency care.
  • Patient Support: Our team communicates clearly about your costs, co-pay, and any balance billing, so there are no surprises.
  • Comfort & Quality: We use high-quality materials and modern techniques in a patient-friendly environment.

Whether you’re enrolling under the Canadian Dental Plan for Seniors or accessing general CDCP coverage, Spy Hill Dental offers full support through every step, from applying through approvals to final treatment.

With the Canadian Dental Care Plan in NW Calgary, eligible patients can access quality dental care with financial reassurance.

At Spy Hill Dental, you’re supported from application through treatment, and finding a CDCP dentist near you has never been smoother.

FAQs

What is covered under the Canada dental care plan?

It includes exams, X‑rays, cleanings, fillings, root canals, crowns, dentures, oral surgery, and sedation. Some advanced treatments need pre-approval.

Who qualifies for the new Canadian dental plan in 2025?

Canadian residents with no private dental insurance, a family net income under CAD 90,000, and a filed tax return; includes seniors, children, and persons with disabilities.

How do you get free dental care in Canada?

If your family’s net income is under CAD 70,000, CDCP covers the full cost of eligible services, with no co-payment.

How long does it take to get approved for a Canadian dental plan?

Approval times vary, but after applying, you’ll receive a welcome letter with your coverage start date (e.g., eligible adults got start dates in June 2025).

How do I enroll in the Canadian dental plan?

Apply via MSCA, phone, or mail. Provide personal details and income info. After approval, you’ll get a start date and can schedule treatment with a CDCP dentist.

How do I check the status of my Canadian Dental Care Plan for seniors?

Log in to MSCA to view your application status and letters, or call Service Canada for updates.